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Do not just randomly apply to many lenders, as this will create further enquiries on your credit report, which most lenders see negatively.

You need to write down all of your debts and determine which loans/credit cards etc. Make sure you understand which ones are unsecured and which are secured.

Open a savings account today and reap the rewards with high interest rates and convenient online service.

Bank savings accounts from Citizens Bank offer flexibility, some of the best savings rates and other features you would expect from a leading bank.

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